MPT’s “Yu-Htar+”, a Loan Balance service, allows you to borrow balance from MPT whenever you need.
Dial *800# to borrow balance in case of emergencies and for convenience if top up is not easily available.

You can access the service with the following USSD codes:

*800# to access USSD menu You can access the service
By sending SMS request to 8000 with desired loan amount: 800 – to immediately request 800 Ks loan
You can access the service through MPT4U application

To enjoy service, you should be a Pre-Paid customer
To enjoy service, your number must have been activated more than 30 days ago
To enjoy service, you must have recharged at least one top-up in the last 90 days
To enjoy service, you must have recharged at least 3000 Ks in the last 90 days
To enjoy service, you can take the loan without paying the previous one you’re your credit limit
Your credit limit is calculated based on the number and amount of recharges on MPT network

You can take the loan for the given below amount based on you credit limit.

Loan amount and service fee would be charged to you on your next top up either fully or partially based on your mobile balance availability.

Minimum loan of 800ks can be availed only 1 time in a month and for more loans within same month you need to switch to higher loan amount.

Borrowed amount with Yu-Htar+ service can be used for all MPT services (except VAS services*)

If you want to use VAS service from borrowed amount, two more conditions need to full fill

a)Activation should be more than 30 days
b) Minimum of 3000 Ks of usage from main balance.

The validity of the borrowed amount with Yu-Htar+ service is 30 days

dial to *800*7#
dial *800# -> other options -> For debt info
send Debt to 8000 over SMS
check through MPT4U application

dial *800*0#
dial *800# -> other options -> For credit limit

Dial *800*5#
Dial *800# -> other options -> Transaction history

It is decided based on multiple factors like

Number of Top up
Amount of Top up
Usage on MPT network (Data & Voice)
of days of activation on MPT network

The loan limit is personal and is decided by the system based on multiple factors like

Number of Top up
Amount of Top up
Usage on MPT network (Data & Voice)
of days of activation on MPT network

To increase your loan limit, you should more active on MPT network and top-up more frequently.

No, loan balance cannot be used on international roaming calls, SMS and data.

No, loan balance cannot be used to make calls or send SMS to international numbers.